February 1st, 2008
Dental Discount Plans May Be Your Ounce Of Prevention!
Dental Plans vs. Dental Insurance
Let me make this clear. A dental discount plan is not the same thing as a dental insurance plan. In fact, a dental discount plan is more like belonging to just the network of providers that you would get from a dental PPO or dental HMO. You visit the dental providers in the network, and you receive services at contracted discount rates. Large insurance companies negotiate rates with their contracted dental or medical service providers, and basically that’s what you would get – the contracted discounts. Some people have compared dental discount plans to buying clubs.